Privacy Policy
- We collect only what a licensed agent needs to contact you and prepare life insurance options.
- We never sell your personal information.
- Your health and financial answers are never shared with Meta or other advertising platforms.
- You can opt out anytime by replying STOP to any text.
This Privacy Policy explains how Life Insurance Made Simple ("we," "us," or "our") collects, uses, and protects information when you visit our website, submit a form through our advertisements on Facebook, Instagram, or other Meta platforms, or otherwise contact us about life insurance. Life Insurance Made Simple works with licensed life insurance agents.
1.Information we collect
When you use our website or forms, we may collect:
- Your full name, phone number, email address, and state of residence
- Your answers to our questions, for example your driving status, goals, budget range, date of birth, height, weight, tobacco use, general health history, driving record, income range, and existing coverage
- The call time you choose
- Any information you share with us during calls, texts, or emails
- Basic website usage information collected automatically, such as pages visited, device and browser type, and how you arrived at our site
2.How we use your information
We use your information only to:
- Contact you about the life insurance products you asked about, including indexed universal life, whole life, and term life insurance
- Prepare quotes and illustrations and help you apply for coverage
- Submit applications to insurance carriers on your behalf, only with your permission
- Measure and improve our advertising and website
- Keep records as required by state insurance regulations
3.Phone, text, and email contact
By submitting a form, you agree that a licensed life insurance agent may contact you by phone call, text message, and email at the contact information you provided, including through automated technology, about life insurance. Consent is not a condition of purchase. Message and data rates may apply. You can opt out at any time by replying STOP to any text message or by asking the agent to stop contacting you during a call.
4.Cookies, Meta Pixel, and advertising
Our website uses the Meta Pixel, a tool provided by Meta Platforms, Inc., to measure how well our ads work, for example whether someone who clicked an ad later submitted a form or picked a call time. The Meta Pixel may use cookies and collect information such as pages visited and actions taken on our site.
We do not send your health information, financial information, or answers to our questions to Meta. You can learn more about how Meta uses this information in the Meta Privacy Policy and adjust your ad preferences in your Facebook and Instagram settings.
5.How we store and share your information
Your form answers are stored securely in Google Workspace tools that only we and our licensed agents can access. We do not sell your personal information. We may share your information only:
- With the licensed agents who work with us, so they can contact and assist you
- With insurance carriers and the agencies or marketing organizations we work with, when needed to provide quotes or process an application you request
- With service providers that help us operate our website and records, who may use it only to provide services to us
- When required by law, regulation, or legal process
6.Data security
We use reasonable administrative, technical, and physical safeguards to protect your information. No method of transmission or storage is completely secure, but we work to protect your information from unauthorized access.
7.Data retention
We keep your information only as long as needed to serve you and to meet legal and regulatory record-keeping requirements.
8.Your choices and rights
You may ask us to access, correct, or delete your personal information, or to stop contacting you, at any time. Depending on your state, you may have additional privacy rights, and we will honor requests as required by law.
9.Children's privacy
Our services are not directed to anyone under 18, and we do not knowingly collect information from minors.
10.Changes to this policy
We may update this policy from time to time. The effective date above shows when it was last updated.
11.Contact us
To ask a question, make a privacy request, or opt out, reply STOP to any text from us, tell the agent during your call, or send a message to our Facebook Page, Life Insurance Made Simple.